Catching Up to FI Bill Yount & Jackie Cummings Koski

Christine Benz is the Director of Personal Finance and Retirement Planning at Morningstar. Christine shares her extensive insights into retirement planning, emphasizing the flexibility and adaptability of the 4 percent guideline over the rigid 4 percent rule. She discusses the value of variable withdrawal strategies, the importance of personalizing one's retirement plan, and tackles the nuances of various saving vehicles like HSAs. Bill, Jackie, and Christine also chat about the sequence of returns risk and offer practical advice on asset allocation and preparing for healthcare costs in retirement. Additionally, she highlights the significance of community and working in retirement for financial and non-financial well-being, along with a sneak peek into her upcoming book and the Bogleheads conference.
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Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)
Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)
Nectarine: Advice-Only Financial Advisors
Resources mentioned on the show:
Bogleheads Conference
Morningstar
The Long View
John C. Bogle Center for Financial Literacy
How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement by Christine Bentz
Retirement Glide Path: Is Comfort Key?
Treasury Inflation Protected Securities
Social Security Made Simple | Mike Piper | 054
Six Retirement Withdrawal Strategies that Stretch Savings
William Bengen
opensocialsecurity.com
Zweig: Prepare for 'Meflation'
Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins
Income Lab
Marc Freedman: The Case for Encore Careers
Bogleheads Conference 2023 - Jordan Grumet on Living without Regrets
Sequence of Returns Risk
bogleheads.org
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

In part 2, Jeff York continues his discussion with Bill and Jackie about the financial importance of amicable divorces, the nitty gritty on his investments, and how he was able to "graduate" on his modest salary. The three also dive deep into Jeff's unique lifestyle, the necessity of personal health before and after retirement, and the rewarding nature of sharing knowledge through educating and mentoring.
🔗 Connect with us
 Buy CUtFI a coffee
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Thank you to our sponsors:
Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)
Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)
Nectarine: Advice-Only Financial Advisors
Resources mentioned on the show:
The Millionaire Next Door: The Surprising Secrets of America’s Wealthy by Thomas J. Stanley and William D. Danko
EconoMe
Live It Up Without Outliving Your Money!: Getting the Most From Your Investments in Retirement by Paul Merriman
The Simple Path to Wealth: Your Roadmap to Financial Independence and a Rich, Free Life by JL Collins
Dr. Bobby Talks Healthspan | Dr. Bobby Dubois | 059
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

In this special pop up episode, Bill, Jackie, and special guest Amy Coroso engage in a thought-provoking discussion sparked by a controversial New York Times Magazine article about the FIRE (Financial Independence, Retire Early) movement. The three chat about the article's portrayal of diverse financial independence approaches as well as the article's impact on the FIRE community, discussing its potential to both attract attention and misconstrue the movement's core values. 
🔗 Connect with us
 Buy CUtFI a coffee
Record a message for CUtFI
Thank you to our sponsors:
Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)
Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)
Nectarine: Advice-Only Financial Advisors
Resources mentioned on the show:
"Your Neighbors Are Retiring in Their 30s. Why Can't You?" NYT Article
Avocado Toast & Guardians of the Galaxy | Amy Coroso | 018
EconoMe
F.I.R.E for Dummies by Jackie Cummings Koski
But First, Save 10: The One Simple Money Move That Will Change Your Life by Sarah-Catherine Gutierrez
Early Retirement Extreme by Jacob Lund Fisker
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Jeff York is a remarkable individual whose journey from custodian to millionaire offers a wealth of inspiration and practical advice. Jeff's story breaks down conventional barriers, showcasing the power of education, financial literacy, and personal responsibility. From his unique investment strategies and the importance of health to his experiences with divorce and the insights gained therefrom, the conversation delves into the essence of achieving financial independence and living a fulfilled life. Stay tuned for part 2!
🔗 Connect with us
Buy CUtFI a coffee
Record a message for CUtFI
Thank you to our sponsors:
Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)
Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)
Nectarine: Advice-Only Financial Advisors
Resources mentioned on the show:
403bwise
Deferred Compensation Plans
CalPERS (California Public Employees’ Retirement System)
CalSTRS (California State Teachers’ Retirement System)
Mark Trautman
Early Retirement Extreme: A Philosophical and Practical Guide to Financial Independence by Jacob Lund Fisker
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

He’s here, Mr. Money Mustache! Also known as Pete Adeney, the financial independence OG shares his story with Bill and Jackie. From retiring at 30 and starting one of the most popular blogs in the community to the importance of choosing sustainability with your money. The three discuss some of Pete’s most impactful articles (listed below), highlighting alternative health insurance options and discussing socially responsible investing. Pete also chats candidly about life post-divorce, the temptations of consumerist culture, and the potential of car-free communities. 
🔗 Connect with us
Buy CUtFI a coffee
Record a message for CUtFI
Thank you to our sponsors:
Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)
Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)
Nectarine: Advice-Only Financial Advisors
Resources mentioned on the show:
Mr. Money Mustache
The Simple Path to Wealth by JL Collins
1500 Days to Freedom
The Shockingly Simple Math Behind Early Retirement
Early Retirement Extreme: A Philosophical and Practical Guide to Financial Independence by Jacob Lund Fisker
Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez
Two Years Without Health Insurance (and What I’m Doing Now)
Target-Date Retirement Funds
Get Smart With Money
How to Go from Middle-Class to Kickass
Culdesac
Waymo
Purpose, Identity, & Connection | Jordan Grumet | 022
Socially Responsible Investing: Is It Also More Profitable?
Dr. Bobby Talks Healthspan | Dr. Bobby Dubois | 059
Outlive: The Science and Art of Longevity by Peter Attia

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

In celebration of Financial Literacy Month, Tim Ranzetta, co-founder of NextGen Personal Finance, chats with Bill and Jackie on the transformative power of teaching personal finance to students. Discussing stats, stories, and strategies, this episode covers everything from the ripple effects of financial literacy to state-level advocacy for required personal finance courses in high school. Tim shares how Next Gen carefully curated (free!) resources and games designed to make finance fun and accessible, highlighting the significance of teachers' partnership in this endeavor. Finally, Tim also outlines ways individuals can contribute to fostering a financially literate future generation.
🔗 Connect with us
Buy CUtFI a coffee
Record a message for CUtFI
Thank you to our sponsors:
Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)
Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)
Nectarine: Advice-Only Financial Advisors
Resources mentioned on the show:
Financial Literacy Project
Money Letters 2 My Daughter by Jackie Cummings Koski 
FIRE for Dummies by Jackie Cummings Koski 
Next Gen Personal Finance
Yanely Espinal
EconoMe
FinCon
Bogleheads Conference
NGPF Arcade
Next Gen YouTube Channel
10 Money Milestones
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.