Property and Casualty

A well-rounded property and casualty program can help give you the protection you need to keep driving your business forward.

As a contractor, your materials, tools, equipment and shop are the foundations of your business. Damages from the elements or accidents, as well as theft, vandalism and damage from vehicles, can cause delays and increased costs. Accidents can also undermine your bottom line. Your business could be liable for any unintentional bodily injury or property damage, potentially leading to steep costs.

NFP offers access to a specialized team of industry experts, the Construction Group. This group has deep construction industry knowledge, and can work with you to assess your current risks and craft a plan for coverage.

Our goal is to ensure your assets are protected if and when a claim occurs. Through strategically designed coverage and risk management partnership, we can work with you to place project-specific coverage or corporate coverage, depending on your current needs.

The construction industry is a complicated sector. From contracts and high-level negotiations to the minutiae of city ordinances to keeping your workforce – the foundation of your business – operating safely and successfully, there are a number of risks and opportunities to keep track of. Reach out today to learn how our construction specialists can support you with property and casualty coverage and other vital insurance programs, including:

• Builders’ risk
• Business auto liability and physical damage
• Employee benefits liability
• Employment-related practices liability 
• Equipment breakdown
• General liability
• Hired and non-ownership liability
• New construction and renovation
• On/off-premises liability
• Physical damage
• Pollution liability
• Professional liability
• Spillage/contamination