Capital

BBVA has created a new supply chain finance solution to compete and lead the business in Latin America, the U.S. and Europe. The tool allows for the centralized management of payments, optimizing corporate clients’ working capital while helping to improve the financial health of their suppliers. All of this with a unique digital experience thanks to the simple and intuitive navigation.

What is treasury management? For business owners and operators, this is a key term that could shed light on how your business needs to operate to succeed.

The headlines about the U.S. dollar this year have underscored how complicated it is to predict the movement of any one currency in a global economy. They’ve gone from grim (“Dollar set for worst January in 30 years”) to triumphant (“Dollar claws back”) to deflated (“Dollar’s rebound fizzles”) in a matter of weeks.

The global economy has changed significantly over the past few years, impacting decisively on the style and manner in which investors manage their wealth.

Investor angels, or business angels, are people who invest their money in the initial phase of startups, in exchange for a participation in capital. They also usually carry out the role of a mentor and offer their consent and experience to entrepreneurs.

• Operating income: Recurring revenues continued their upward trend, growing 4.2% between January and September. This, together with cost containment efforts (expenses dropped 1.7% in the year to September), drove operating income to a record €9.52 billion
• Risks: The NPL ratio continued to improve, reaching 4.5% in September (vs. 4.8% in June), the lowest level in the past five years. Coverage increased to 72%
• Capital: The fully-loaded CET1 ratio rose to 11.2% in September, reflecting a capital generation of 30 basis points in the first nine months of the year
• Transformation: The digital customer base grew 24% y-o-y to 21.1 million in September. Of these, the number of customers banking with their smartphones surged 43% to 15.8 million

The EBA recently completed its latest monitoring exercise to assess EU Banks’ capital, leverage, and liquidity ratios assuming full implementation of the CRD IV-CRR/Basel III framework.  Overall, the results show that, between June and December of 2016, there was an improvement in both CET1 capital and liquidity ratios.

BBVA presented today its financial statements for the April-June 2017 period. BBVA CEO Carlos Torres Vila said that “the second quarter results confirm the positive trends recorded earlier this year, both in terms of financial results and of transformation and value creation for shareholders.”

How did the bank do during these three months? And what about during the first half of the year? These are the keys to understanding the results:

It is the concept in vogue among startups. All of them are trying, with greater or less success, to get money from investors, and a funding round is precisely one of the ways to do this.

The term Supply Chain Finance (hereinafter SCF) is a broad term that encompasses a vast variety of financial solutions (finance) that provide support to the different commercial partners engaging in the different stages of the productive chain (supply chain) of a company, from the time the purchase order is issued until the corresponding invoice is paid.

Technology is becoming more accessible and Mexicans are increasingly using mobile devices. The financial sector is taking advantage of this paradigm shift to embark on the digital transformation.

Thirty European technology companies are worth 30 billion euros. The Old Continent is breaking barriers in digital transformation.

The European Commission wants to promote one of its flagship initiatives as far as financial markets are concerned: the creation of a unified European capital market. The aim of the Capital Markets Union is to facilitate access to funding for small and medium enterprises and to remove barriers blocking cross-border investments in the EU. One of the measures that is already being worked on is the modernization of the directive regulating the contents of the prospectuses that European companies have to publish if they want to be financed in the capital market. After consulting with the public last February, the European Commission launched a proposal on the reform of this directive in November.

Some years ago it was not common for a company funded with capital to be valued at over 1 billion dollars. The few technology- based startups that exceed this value without going public began to be called “unicorns”, becoming part of a select list.

According to the Global Findex (2014) report, only 15% of adults worldwide use electronic money, and a lot of them live in developing countries.

There's a growing number of cryptocurrencies other than Bitcoin and although they're all similar, each is unique in its own way. Understanding these differences can be very helpful since it allows us to find unique opportunities.

The P2P financial market is booming around the world. With growth of 111%, it has become something more than an alternative: in 2012 it handled more than 2,099 million euros in over one million projects, according to the latest report by the consultancy firm Massolution. This is why we wanted to analyze all the agents that are part of this alternative funding ecosystem.

The BBVA Group posted a profit of €2.62 billion in 2014, 25.7% more than in 2013, according to the new accounting rules1, driven by the solid net interest income performance, cost control and lower loan-loss and real-estate provisions. Net income from ongoing operations, which does not include results from corporate operations, grew 53.1% to €3.08 billion year-over-year.