Senior Condo Project Specialist

The POWER of a CAREER! Northpointe Bank is seeking a detail oriented, customer service minded individual to join our team as a Senior Condo Project Specialist. This position requires an individual who has the desire to make a difference within the organization. An exceptional ability to grasp new concepts and learn while providing excellent service is critical for this position.

If you have been looking for an opportunity in the banking/mortgage industry, have the desire to work hard, are dedicated to your individual success, and take pride in the achievement and growth within a team, then we want to hear from you!!

The Senior Condo Project Specialist will be primarily responsible for supporting the retail operations team with project documentation review results related to the various condominium, co-operative, Leasehold and manufactured project types. The project review specialist will be direct support to Sales, processing, underwriting and closing with project related questions.

Responsibilities

• Provide project documentation review and determine project eligibility based on secondary investor and Northpointe Portfolio guidelines.
• Underwrite project insurance (Property, Fidelity, Flood) as it relates to the requirement for secondary marketing.
• Perform project legal documentation review for eligibility to the secondary market.
• Perform Financial Statement analysis (budget, reserves study, audited financials, etc)
• FNMA CPM and CVAS PEW submissions when applicable
• FHLMC Condo Project Advisor submissions when applicable
• Determine project eligibility to Northpointe investors.
• Underwrite projects to FHA, VA, USDA, FNMA, FHLMC and Non-QM investor guidelines.
• Maintain Northpointe Condo project manager with all projects that have been approved and or denied.
• Communicate with operations and sales staff with items needed to complete the project review and or approval or denial.
• Reviews post-closing files deemed to be deficient through QC or other investor audits consistent with approved process.
• Review leasehold required documentation to secondary investor guidelines.
• Review manufactured home documentation to ensure property documentation is gathered and meets the required investor guidelines.
• Review Co-ops to investor guidelines and determine eligibility.
• Maintain customer confidence by providing ongoing quality service and keeping all files and information confidential.
• Maintain up-to-date knowledge and compliance with internal policies and procedures. Understand and ensure compliance with laws, rules, and regulations affecting our institution.
• Maintain continued knowledge with all project review types by taking continuing ed class as offered and staying up to date with all secondary market project updates.
  
  

Requirements

• High school diploma or equivalent. – minimum of five (5+) years of underwriting Condominium, Co-op, leasehold and manufactured projects.
• Proficient in FHA, VA, USDA, FNMA and FHLMC project guidelines.
• Experience with underwriting condominiums, Co-Ops, Leaseholds and Manufactured homes.
• Proficient with FNMA CPM and FHLMC Condo Project Advisor
• Proficient with FHA Single-Loan Condo Approval Process
• Ability to independently analyze and critically review data.
• Requires advance knowledge project documentation.
• Advanced knowledge of audit procedures, legal and regulatory requirements
• Must possess advanced analysis and problem-solving skills.
• Proficient computer skills (i.e., Microsoft Word, Excel, Outlook, any other mortgage/banking software, etc.).
• Professional demeanor and interaction with all customers (internal and external).
• Effective interpersonal and communications (written and verbal) skills.
• Ability to work effectively in a team-oriented environment as well as independently.
• Ability to pay attention to detail while handling a high volume of work with multiple interruptions.
• Any equivalent combination of education, experience, and training that provides the required knowledge, skills, and abilities.
  
  

Our Hiring Philosophy

Northpointe Bank recognizes that the quality of our people is the foundation for our success. Attracting individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

It is the policy of Northpointe Bank and its subsidiaries to provide equal employment opportunities (EEO) to all persons regardless of age, race, sex, religion, national origin, handicap, marital status, or other attributes not pertinent to the job requirements. This policy reflects our practice of making all employment decisions, from recruitment to promotions, based on an individual's qualifications without discrimination on any basis.

Benefit Information

• Medical
• Dental
• Vision
• Life, LTD, & AD&D
• Dependent Care Spending Plan (DCSA)
• Employer Stock Ownership Plan with 401(k) feature and company match
• Complimentary Banking Services
• Tuition Assistance
  
  

AA - EOE