Internet Banking Online Transfer

Fees & Charges 

Type of transfer	per transaction
To Bank of China (UK) Limited accounts	Free
To other UK bank accounts (FASTER PAYMENTS)	Free
To other UK bank accounts  (CHAPS)	£15.00
To bank accounts outside UK	Under £2000 (exclude £2000), £6 or equivalent; £2000 - £5000 (exclude £5000), £10 or equivalent; £5000 and above, £14 or equivalent.
RMB Pre-Settlement Remittance to China

Operating Hours 

Type of transfer	Operating hours*
To Bank of China (UK) Limited accounts (Same Currency)	24/7
To Bank of China (UK) Limited accounts (Cross-Currency)	Business Days  9:00 －17:00
To other UK bank accounts	24/7
To bank accounts outside UK	24/7
RMB Pre-Settlement Remittance to China	Business Days  9:00 －17:00

*Note: Operating hours exclude system maintenance period, which is normally between 00:00 and 08:00 every day, but can vary from time to time. 
Transfer Limits

Transfer/remittance type	Limit per transaction	Limit per day
To an account in your name (same-currency) within Bank of China (UK) Limited	￡200,000 or equivalent	￡200,000 or equivalent
To an account in your name (cross-currencies) within Bank of China (UK) Limited	￡25,000 or equivalent	￡25,000 or equivalent
To an account not in your name within Bank of China (UK) Limited	￡25,000 or equivalent	￡25,000 or equivalent
To an account with other UK banks	￡25,000 or equivalent	￡25,000 or equivalent
To an account with other banks outside UK	￡25,000 or equivalent	￡25,000 or equivalent
CNY pre-settlement remittance to an account in China	￡10,000 or equivalent	￡10,000 or equivalent

Bank of China (UK) Limited will regularly review these limits and for security reasons may change the maximum transaction limits that can be made through the Personal Internet Banking Service.
Exchange rate on cross-currency transfer

When you are placing a cross-currency transfer instruction, you can click on the ‘Exchange Rate Enquiry’ button to get the real time exchange rate. But please note the exchange rate could go up or down before you complete the transfer instruction. Once you have completed the transfer instruction by providing all necessary information and clicking ‘Confirm’, you will receive a confirmation of the actual exchange rate applied to the transfer.