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Interest free finance for 6, 12 and 24 months is available to approved customers where the amount financed is $250 to $299 for 6 months, $300 to $599 for 12 months and over $600 for 24 months. Purchases must be made at the Apple Online Store (via Telesales, 0800-692-7753 or Chat). Apple reserves the right to extend without notice at any time.

General Terms and Conditions

To qualify for these 0% interest offers, purchases must be made using a Gem Visa or Gem CreditLine card issued by Latitude Financial Services Limited. 0% interest offers available on advertised or ticketed price. Credit and lending criteria and fees apply. For 12 & 24 months of Instalment Interest Free with Gem Visa or Gem CreditLine as an Instalment Plan Advance/CreditLine Select Advance. Amount payable will be shown on your monthly statement. If you don’t make your minimum monthly payment as provided in your statement, for two consecutive months, you agree that all Instalment Interest Free plans will change to an Interest Free plan for the remainder of the original plan’s term. For Gem Visa, a $55 establishment fee and $55 annual fee (charged $27.50 half yearly) apply. For Gem CreditLine, a $55 annual fee (charged $27.50 half yearly) applies. A prevailing interest rate of 29.49% p.a. applies to Gem Visa and 29.95% p.a. applies to Gem CreditLine. Interest will be charged on any outstanding balance upon the expiry of the interest-free period. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Available on participating Gem Visa or Gem CreditLine credit cards only. Credit provided by Latitude Financial Services Limited. See terms & conditions for more information. For further information on your Gem Visa or Gem CreditLine account, please call 0800 500 505 or go to the Online Service Centre.

Orders must be placed with the Online Store (via Telesales, 0800-692-7753 or Chat) and paid for using a Gem Visa or Gem CreditLine credit card. If you made your purchase from Online Store (via Telesales, 0800-692-7753 or Chat) using a Gem Visa or Gem CreditLine credit card the delivery date in your order confirmation may not apply. Once your application is approved, and purchase completed, the full order value will reflect on your statement and billing cycles commence, you will receive an email notification with the updated delivery date.

This information is current as of 14 March, 2024.

2. AppleCare+ benefits are separate from and in addition to the Apple Limited Warranty and any legal rights provided by New Zealand consumer law; for details, click here. Purchase of the plan is not required to purchase iPad. AppleCare+ is subject to acceptance of the terms and conditions. See the terms for full details.

3. Special pricing available to qualified customers. To learn more about how to start qualifying for special pricing, give us a call on 0800-692-7753.

^* Apple TV+ offer available to new and qualified returning subscribers only. NZ$14.99 per month after free trial. Only one offer per Apple ID and only one offer per family if you’re part of a Family Sharing group, regardless of the number of devices you or your family purchase. This offer is not available if you or your family have previously accepted an Apple TV+ one-year or three-month free offer. Offer good for three months after eligible device is activated. Plan automatically renews until cancelled. Restrictions and other terms apply.